Ticket Insurance, Explained

What auto, traffic, speeding, and parking ticket insurance really mean — and the plan that actually pays your fines.

People call it “ticket insurance.” Technically, it's a Citation Protection Plan^™ — and here's the difference, plus why it protects your wallet the same way.

Important: This is not insurance

TicketGuard USA is not an insurance company and the Citation Protection Plan^™ is not an insurance product. It is a subscription membership that pays eligible parking, traffic, and speeding ticket fines up to plan limits. “Ticket insurance” and similar phrases are used on this page only because they are the terms drivers commonly search for when they mean this kind of protection.

Millions of drivers search for “ticket insurance” every year — auto ticket insurance, traffic ticket insurance, speeding ticket insurance, parking ticket insurance. Here's the honest truth: no mainstream insurer sells a policy that pays your tickets. Getting a ticket usually raises your auto insurance instead.

What actually delivers what people want from “ticket insurance” is the Citation Protection Plan^™ — a flat monthly membership that pays your eligible parking, traffic, and speeding ticket fines directly. Explore the guides below for the exact question you're asking.

Choose Your Plan

30-day free trial. Cancel anytime. Use promo code STREETZ for 30 days free.

Standard

TicketGuard Citation Protection Plan

$19.99 / Month

Pay nothing up front! 30 Days Free (Limited Time Offer)
Parking tickets (metered fines only) coverage up to $35
Parking boots (boot removal fee only) coverage up to $50
Seatbelt violation (adult) coverage up to $15
No Driver's License on Person coverage up to $25
Red Light Camera violation (camera issued only) coverage up to $50
Failure to Stop at Stop Sign coverage up to $50
Texting While Driving (standard) coverage up to $50
Failure to Use Turn Signal coverage up to $50
Failure to Obey Traffic Light coverage up to $50
Improper Lane Change coverage up to $50
Speeding (6-10 mph over posted limit) coverage up to $75
Toll Violation (initial toll fee only) coverage up to $7
No other citation offenses covered.

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Premium

TicketGuard Citation Protection Plan

$29.99 / Month

Pay nothing up front! 30 Days Free (Limited Time Offer)
Parking tickets (metered fines only) coverage up to $45
Improper Parking coverage up to $75
Illegal Parking coverage up to $75
Parking boots (boot removal fee only) coverage up to $65
Seatbelt violation (adult) coverage up to $35
No Driver's License on Person coverage up to $25
Red Light Camera violation (camera issued only) coverage up to $75
Failure to Stop at Stop Sign coverage up to $65
Texting While Driving (standard) coverage up to $65
Failure to Use Turn Signal coverage up to $65
Illegal Turn coverage up to $75
Failure to Obey Traffic Light coverage up to $75
Improper Lane Change coverage up to $75
Speeding (6-10 mph over posted limit) coverage up to $75
Speeding (11-14 mph over posted limit) coverage up to $100
Speeding (15-18 mph over posted limit) coverage up to $150
Speed camera violation (excludes school speed zone cameras) coverage up to $75
Cruising (excluding street racing) coverage up to $75
Following to Closely coverage up to $75
Toll Violation (initial toll fee only, no additional costs or fees) coverage up to $17
No other citation offenses covered.

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Ticket Insurance, Explained

Ticket Insurance & Coverage Guides

Auto Ticket Insurance

Traffic Ticket Insurance

Speeding Ticket Insurance

Parking Ticket Insurance

Moving Violation Insurance

Citation Insurance

Ticket Insurance vs. Citation Protection Plan

Does Car Insurance Cover Traffic Tickets?

Does a Speeding Ticket Affect Your Insurance?

How Much Does Insurance Go Up After a Ticket?

Choose Your Plan