Parking Ticket Insurance
Parking ticket insurance, explained — and how to stop paying for meter and permit fines.
People call it “ticket insurance.” Technically, it's a Citation Protection Plan™ — and here's the difference, plus why it protects your wallet the same way.
Important: This is not insurance
TicketGuard USA is not an insurance company and the Citation Protection Plan™ is not an insurance product. It is a subscription membership that pays eligible parking, traffic, and speeding ticket fines up to plan limits. “Ticket insurance” and similar phrases are used on this page only because they are the terms drivers commonly search for when they mean this kind of protection.
Parking tickets are the most frequent citation for city and campus drivers — small individually, brutal when they pile up. Here's what “parking ticket insurance” really means and how to get covered.
Compare your options: read Auto Ticket Insurance and Traffic Ticket Insurance, or see exactly how the Citation Protection Plan pays your eligible fines directly.
Can You Insure Against Parking Tickets?
No standard insurer offers a parking ticket policy — parking fines fall entirely on you. But because they're so common, especially for students and downtown commuters, the demand for “parking ticket insurance” is real. The Citation Protection Plan™ answers it with a flat monthly membership that pays your eligible parking fines.
Meter overstays, permit-only violations, campus parking tickets — the plan is built for exactly the kind of repeat, low-dollar citations that quietly drain hundreds of dollars a year.
Why Parking Fines Add Up Fast
A single parking ticket can run anywhere from $35 to well over $250 once late fees and administrative charges stack on. For anyone parking near a busy campus or downtown core, two or three a month is common — and unlike a speeding ticket, there's rarely any point contesting them. Most drivers just pay.
That predictability is exactly why a parking ticket coverage membership makes sense: one flat monthly price instead of a steady leak of surprise fines.
How to Get Parking Ticket Coverage
Pick a plan (Standard $19.99/month or Premium $29.99/month, 30 days free), keep it active, and submit any eligible parking citation through your account. Once approved, TicketGuard USA pays the fine directly — no per-ticket charges on eligible claims.
What the Citation Protection Plan™ Covers
- Parking ticket fines
- Traffic citation fines
- Speeding ticket fines
- Campus & metered parking violations
Get Protected Today
30-day free trial. Cancel anytime. Use promo code STREETZ for 30 days free.
- Pay nothing up front! 30 Days Free (Limited Time Offer)
- Parking tickets (metered fines only) coverage up to $35
- Parking boots (boot removal fee only) coverage up to $50
- Seatbelt violation (adult) coverage up to $15
- No Driver's License on Person coverage up to $25
- Red Light Camera violation (camera issued only) coverage up to $50
- Failure to Stop at Stop Sign coverage up to $50
- Texting While Driving (standard) coverage up to $50
- Failure to Use Turn Signal coverage up to $50
- Failure to Obey Traffic Light coverage up to $50
- Improper Lane Change coverage up to $50
- Speeding (6-10 mph over posted limit) coverage up to $75
- Toll Violation (initial toll fee only) coverage up to $7
- No other citation offenses covered.
- Pay nothing up front! 30 Days Free (Limited Time Offer)
- Parking tickets (metered fines only) coverage up to $45
- Improper Parking coverage up to $75
- Illegal Parking coverage up to $75
- Parking boots (boot removal fee only) coverage up to $65
- Seatbelt violation (adult) coverage up to $35
- No Driver's License on Person coverage up to $25
- Red Light Camera violation (camera issued only) coverage up to $75
- Failure to Stop at Stop Sign coverage up to $65
- Texting While Driving (standard) coverage up to $65
- Failure to Use Turn Signal coverage up to $65
- Illegal Turn coverage up to $75
- Failure to Obey Traffic Light coverage up to $75
- Improper Lane Change coverage up to $75
- Speeding (6-10 mph over posted limit) coverage up to $75
- Speeding (11-14 mph over posted limit) coverage up to $100
- Speeding (15-18 mph over posted limit) coverage up to $150
- Speed camera violation (excludes school speed zone cameras) coverage up to $75
- Cruising (excluding street racing) coverage up to $75
- Following to Closely coverage up to $75
- Toll Violation (initial toll fee only, no additional costs or fees) coverage up to $17
- No other citation offenses covered.
Parking Ticket Insurance FAQs
Not as traditional insurance. The Citation Protection Plan™ is the real equivalent — a subscription that pays your eligible parking, meter, and permit fines for a flat monthly fee.
Yes. Eligible campus parking, metered, and permit-violation fines are covered up to your plan limits.
If you regularly get meter or permit tickets, the plan usually pays for itself quickly, since a few fines a year often exceed the annual membership cost.
Stop paying for tickets out of pocket
Join TicketGuard USA and let the Citation Protection Plan™ cover your next eligible citation.
Related Ticket Protection Guides
Ticket Protection Near You
TicketGuard USA is not an insurance company and the Citation Protection Plan™ is not an insurance product. It is a subscription membership that pays eligible parking, traffic, and speeding ticket fines up to plan limits. “Ticket insurance” and similar phrases are used on this page only because they are the terms drivers commonly search for when they mean this kind of protection.