Auto Ticket Insurance
Looking for auto ticket insurance? Here's what actually protects you when the citation arrives.
People call it “ticket insurance.” Technically, it's a Citation Protection Plan™ — and here's the difference, plus why it protects your wallet the same way.
Important: This is not insurance
TicketGuard USA is not an insurance company and the Citation Protection Plan™ is not an insurance product. It is a subscription membership that pays eligible parking, traffic, and speeding ticket fines up to plan limits. “Ticket insurance” and similar phrases are used on this page only because they are the terms drivers commonly search for when they mean this kind of protection.
If you're shopping for “auto ticket insurance,” you've probably discovered that no major auto insurer actually sells a policy that pays your tickets. That gap is exactly what TicketGuard USA fills — not with an insurance policy, but with a flat monthly membership that pays your eligible fines.
Compare your options: read Traffic Ticket Insurance and Speeding Ticket Insurance, or see exactly how the Citation Protection Plan pays your eligible fines directly.
Is There Really Insurance for Auto Tickets?
Traditional auto insurance covers accidents, liability, and damage — not the fines you get for parking, speeding, or moving violations. In fact, filing or getting a ticket usually makes your auto insurance more expensive, not less. So when people search for “auto ticket insurance,” they're really looking for something that pays the ticket itself.
That product exists, it's just not called insurance. The Citation Protection Plan™ is a traffic ticket subscription service: for one predictable monthly price, TicketGuard USA pays your eligible parking, traffic, and speeding ticket fines directly, up to your plan limits.
Why It Works Like Ticket Insurance — Without Being Insurance
The appeal of “ticket insurance” is simple: pay a small amount now so a surprise fine doesn't wreck your budget later. That's exactly how the Citation Protection Plan works. You pay a flat monthly membership, and when you get an eligible citation, you submit it and we cover the fine — no per-ticket charges, no long-term contract.
The numbers are why drivers look for this in the first place. Americans are issued an estimated 40 million traffic tickets every year and pay more than $5.4 billion in fines. The average speeding ticket is about $150 for the fine alone, and roughly 95% of ticketed drivers simply pay rather than fight it. Worse, a single moving violation typically raises your auto insurance premium by 22% to 36% -- often $600 or more over the following year.
How to Get Covered Today
Getting protected takes minutes. Choose the Standard plan at $19.99/month or Premium at $29.99/month, both with a 30-day free trial. Keep your membership active, and the next time you get an eligible ticket, log in, submit the citation, and we pay the approved fine directly. It's the closest thing to auto ticket insurance most drivers will ever find — and it starts today.
What the Citation Protection Plan™ Covers
- Parking ticket fines
- Traffic citation fines
- Speeding ticket fines
- Campus & metered parking violations
Get Protected Today
30-day free trial. Cancel anytime. Use promo code STREETZ for 30 days free.
- Pay nothing up front! 30 Days Free (Limited Time Offer)
- Parking tickets (metered fines only) coverage up to $35
- Parking boots (boot removal fee only) coverage up to $50
- Seatbelt violation (adult) coverage up to $15
- No Driver's License on Person coverage up to $25
- Red Light Camera violation (camera issued only) coverage up to $50
- Failure to Stop at Stop Sign coverage up to $50
- Texting While Driving (standard) coverage up to $50
- Failure to Use Turn Signal coverage up to $50
- Failure to Obey Traffic Light coverage up to $50
- Improper Lane Change coverage up to $50
- Speeding (6-10 mph over posted limit) coverage up to $75
- Toll Violation (initial toll fee only) coverage up to $7
- No other citation offenses covered.
- Pay nothing up front! 30 Days Free (Limited Time Offer)
- Parking tickets (metered fines only) coverage up to $45
- Improper Parking coverage up to $75
- Illegal Parking coverage up to $75
- Parking boots (boot removal fee only) coverage up to $65
- Seatbelt violation (adult) coverage up to $35
- No Driver's License on Person coverage up to $25
- Red Light Camera violation (camera issued only) coverage up to $75
- Failure to Stop at Stop Sign coverage up to $65
- Texting While Driving (standard) coverage up to $65
- Failure to Use Turn Signal coverage up to $65
- Illegal Turn coverage up to $75
- Failure to Obey Traffic Light coverage up to $75
- Improper Lane Change coverage up to $75
- Speeding (6-10 mph over posted limit) coverage up to $75
- Speeding (11-14 mph over posted limit) coverage up to $100
- Speeding (15-18 mph over posted limit) coverage up to $150
- Speed camera violation (excludes school speed zone cameras) coverage up to $75
- Cruising (excluding street racing) coverage up to $75
- Following to Closely coverage up to $75
- Toll Violation (initial toll fee only, no additional costs or fees) coverage up to $17
- No other citation offenses covered.
Auto Ticket Insurance FAQs
Not in the traditional sense — no standard auto insurer sells a policy that pays your tickets. The closest real-world option is a Citation Protection Plan™, a subscription membership that pays your eligible parking, traffic, and speeding ticket fines for a flat monthly price.
No. Auto insurance covers accidents, liability, and vehicle damage. Tickets are not covered, and getting one usually raises your premium. That's the gap the Citation Protection Plan fills.
Plans start at $19.99/month for Standard and $29.99/month for Premium, both with a 30-day free trial and no per-ticket fees on eligible claims.
Stop paying for tickets out of pocket
Join TicketGuard USA and let the Citation Protection Plan™ cover your next eligible citation.
Related Ticket Protection Guides
Ticket Protection Near You
TicketGuard USA is not an insurance company and the Citation Protection Plan™ is not an insurance product. It is a subscription membership that pays eligible parking, traffic, and speeding ticket fines up to plan limits. “Ticket insurance” and similar phrases are used on this page only because they are the terms drivers commonly search for when they mean this kind of protection.